If you are a resident of Bihar and have a daughter in your household, we have some fantastic news for you: the Government of Bihar has launched the ‘Mukhyamantri Kanya Suraksha Yojana’ to ensure a bright future for your daughter. Under this scheme, a Fixed Deposit (FD) of ₹2,000 will be created in her name.
To ensure that every eligible girl child can avail the benefits of this scheme, we will provide a detailed explanation of the Mukhyamantri Kanya Suraksha Yojana in this article. We encourage you to read this article patiently and thoroughly to gain complete information regarding the scheme.
What is the Mukhyamantri Kanya Suraksha Yojana 2026?
The Mukhyamantri Kanya Suraksha Yojana is a welfare scheme launched by the Government of Bihar, under which the government creates a Fixed Deposit (FD) of ₹2,000 in the name of every eligible girl child born in the state. This FD is opened in the girl child’s name at either UCO Bank or IDBI Bank, and once she attains the age of 18, the entire amount—including accrued interest—is disbursed to her.
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Objectives of the Mukhyamantri Kanya Suraksha Yojana
The Government of Bihar launched this scheme with several social objectives in mind:
- To improve the child sex ratio within the state.
- To encourage the birth of girl children.
- To provide financial security to daughters belonging to poor and vulnerable sections of society.
- To ensure the education and a bright future for girl children.
- To foster a positive mindset towards daughters within society.
This scheme is not merely a form of financial assistance; it also conveys a powerful social message—that daughters are not a burden, but rather the strength of society.
Benefits and Advantages of the Mukhyamantri Kanya Suraksha Yojana
The major benefits provided under the Mukhyamantri Kanya Suraksha Yojana are as follows:
- Benefits of the scheme are extended to every eligible girl child born in Bihar.
- A Fixed Deposit (FD) of ₹2,000 is opened in the girl child’s name at the time of her birth.
- The FD is entirely funded by the Government of Bihar.
- Upon attaining the age of 18, the girl child receives the deposited amount along with the accrued interest.
- The funds can be utilized for significant purposes, such as higher education or marriage.
- It provides relief to impoverished families from the anxiety regarding their daughters’ future.
- It fosters a sense of respect and security for girl children within society.
Mukhyamantri Kanya Suraksha Yojana Eligibility Criteria
To avail the benefits of this scheme, it is mandatory to fulfill the following eligibility criteria:
- The girl child must be a permanent resident of the State of Bihar.
- The girl child must have been born within the State of Bihar.
- The girl child must have been born on or after November 22, 2007.
- At the time of application, the girl child’s age must not exceed 3 years.
- Possession of the girl child’s Birth Registration Certificate is mandatory.
- The family must belong to the BPL (Below Poverty Line) category.
- A maximum of two girl children per family are eligible to avail the benefits of this scheme.
If you fulfill all these conditions, you are eligible for this scheme.
Documents Required for the Mukhyamantri Kanya Suraksha Yojana
Please keep the following documents ready before applying:
Documents Related to the Girl Child:
- Birth Certificate
- Aadhaar Card (if available)
- Passport-sized Photograph
- Bank Passbook in the name of the girl child
Documents of Parents / Guardians:
- Aadhaar Card
- Identity Card
- Active Mobile Number
Documents Related to Residence and Income:
Domicile Certificate (Proof of Residence)
Income Certificate
Caste Certificate (if applicable)
Documents Related to Economic Status:
BPL Certificate
Ration Card
Mukhyamantri Kanya Suraksha Yojana Application Process
Currently, the application process for this scheme is offline. To apply, please follow the steps given below:
- Visit your nearest Anganwadi Center.
- Obtain the application form for the Mukhyamantri Kanya Suraksha Yojana.
- Fill out the form with accurate and clear information.
- Attach self-attested copies of all necessary documents.
- Submit the filled-out form at the Anganwadi Center.
- Ensure you obtain a receipt for the submission.
Mukhyamantri Kanya Suraksha Yojana Online Application Process
Currently, the facility for online application for this scheme is not available. As soon as the government launches an online portal, you will find information regarding it on the official website or on our platform.
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When and How Will the Amount Under the Mukhyamantri Kanya Suraksha Yojana Be Received?
- The government creates a Fixed Deposit (FD) in the girl child’s name at the time of her birth.
- This FD remains locked until the child reaches the age of 18 years.
- Upon completing 18 years of age, the girl child receives the entire amount, including the accrued interest.
- The amount is transferred directly into her bank account.
Important Points Regarding the Mukhyamantri Kanya Suraksha Yojana
- Apply in a timely manner.
- Ensure that all documents are accurate and valid.
- Keep the submission receipt safe.
- Beware of and avoid any fraudulent agents.
FAQs
What is the Mukhyamantri Kanya Suraksha Yojana?
This is a social security scheme launched by the Government of Bihar, under which a Fixed Deposit (FD) of ₹2,000 is created in the name of an eligible girl child born within the state.
When will the daughter receive the amount under the Mukhyamantri Kanya Suraksha Yojana?
Once the girl child attains the age of 18, she receives the proceeds of the Fixed Deposit (FD)—comprising both the principal amount and the accrued interest—directly into her bank account.
What is the primary objective of the Mukhyamantri Kanya Suraksha Yojana?
The objective of this scheme is to encourage the birth of daughters, to financially secure their future, to improve the gender ratio, and to provide financial assistance to address challenges related to the education and marriage of girl children.
Who is eligible to receive the benefits of the Mukhyamantri Kanya Suraksha Yojana?
The benefits of this scheme are available to every eligible girl child born in the state of Bihar, provided she belongs to the BPL (Below Poverty Line) category and fulfills the other prescribed eligibility criteria.